Well, there should be three and third should be auto insurance.
If you have a car, you should not be driving without insurance.
If you need insurance, you can easily get auto insurance quotes online and offline.
These day most people do not want to waste money, there is nothing wrong with that.
However, it will be irresponsible of you if you were driving without auto insurance - it is the same as driving without a license.
If you are out looking for auto insurance quotes right now, then good for you, but there are a few things you will have to keep in mind as you go about your business.
The first thing that you want to do, is shop as far and wide as you can.
This means that you should gather as much information from the insurance companies you can find.
You should also speak to more than one insurance company.
If you want a good comprehensive look at what you are offered, you should get quotes online and offline.
The only thing you can do offline is to go to all of the many different places that offer insurance.
Do not let them talk into buying any of the insurance at this time.
Just go there wanting to know more - that is very important.
Once you have gathered the information you need from the offline companies, start your search online, and see what kind of deals you can get from the online insurance people.
Most of the time, you will find that the online insurance companies are cheaper, because they do not have to worry about large overheads at the end of the month.
Be sure to compare all of the quotes that you get before you make a decision.